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With its approximately 3.5 million residents, virtually all US citizens, Puerto Rico is the most highly populated of all U.S. territories. Its bilingual culture and Caribbean location make it an attractive gateway domicile, particularly businesses having U.S. operations and those throughout Latin America.

As a captive insurance domicile, Puerto Rico offers a number of advantages as a bridge between the United States, Latin America, and the world. In fact, with more than 400 captive insurance companies, the third-largest in all Latin America, Puerto Rico is already a well-respected domicile. With annual premiums in excess of $11 billion, Puerto Rico trails only Mexico and Brazil in the region.

Puerto Rico is unique as that the Office of the Commissioner of Insurance runs and manages the International Insurance Center, a one stop regulatory center for Puerto Rico domiciled captive insurance companies, which helps provide cutting-edge, reliable, and high-quality regulatory oversight

In addition, U.S. regulatory and government institutions such as the U.S. Federal Reserve, and in some cases the Federal Deposit Insurance Corporation (FDIC), play key roles in protecting Puerto Rican banks and consumers, just like their US counterparts. This existing regulatory infrastructure ensures Puerto Rico has the capacity and experience to manage a growing captive insurance sector.






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